Red Dead Redemption 2 is one of the best single-player games of all time, which is what makes it so frustrating that Rockstar has left that portion of the release to its own devices, while still bringing new experiences in the much more lucrative Online mode.
With all the developer's focus now on getting GTA VI into the hands of the public as soon as possible, it really is time to give up on getting any new cowboy-related good times, if you're sticking with the solo stuff. Happily, that's where the game's extensive modding community steps in, and there are plenty of reasons to be positive on that front.
Over on the Nexus Mods website, you should be able to find the download page for Loansharking, a very clever mod that essentially adds the titular system to the game. In a simple sense, it basically means that you can head over to the Post Office as Arthur Morgan, where you will be given a debt to go and collect. From there, it's a case of asking nicely, or getting a little physical, to get the job done.
In the developer's own words, the mod essentially functions as follows:...
